{"id":8896,"date":"2025-08-27T15:19:59","date_gmt":"2025-08-27T20:19:59","guid":{"rendered":"https:\/\/tyba.com.co\/herramientas\/?page_id=8896"},"modified":"2026-04-15T12:34:11","modified_gmt":"2026-04-15T17:34:11","slug":"fondo-de-pensiones-voluntarias","status":"publish","type":"page","link":"https:\/\/tyba.com.co\/herramientas\/fondo-de-pensiones-voluntarias\/","title":{"rendered":"fondo-de-pensiones-voluntarias"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8896\" class=\"elementor elementor-8896\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c232551 e-flex e-con-boxed e-con e-parent\" data-id=\"c232551\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e79f364 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"e79f364\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span>Simula un<br><\/span>\nFondo Voluntario de Pensi\u00f3n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04ccebb elementor-widget elementor-widget-text-editor\" data-id=\"04ccebb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tDescubre cu\u00e1nto puedes ahorrar con aportes voluntarios\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39c3fbc elementor-widget elementor-widget-image\" data-id=\"39c3fbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"32\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/03\/logos_tyba_por_cc-1.svg\" class=\"attachment-medium size-medium wp-image-7348\" alt=\"Logo tyba por Credicorp Capital\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9078630 e-flex e-con-boxed e-con e-child\" data-id=\"9078630\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f29c863 e-con-full e-flex e-con e-child\" data-id=\"f29c863\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-7fe0784 e-con-full e-flex e-con e-child\" data-id=\"7fe0784\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70875a3 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"70875a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Recibe orientaci\u00f3n para definir el monto de aporte ideal seg\u00fan tu ingreso y tus metas de retiro<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-782da03 btnBannerAsesoriaSimFvp elementor-widget elementor-widget-button\" data-id=\"782da03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.com.co\/formulario-de-acompanamiento\/?utm_source=web&#038;utm_medium=tyba.com.co\/herramientas\/fondo-de-pensiones-voluntarias\/&#038;utm_campaign=herramientas_FPV_banner_CO\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfNecesitas acompa\u00f1amiento?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e8b986 elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"4e8b986\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/03\/Banners-10-300x300.png\" class=\"attachment-medium size-medium wp-image-9796\" alt=\"hombre invirtiendo en Fondo de pension voluntaria\" srcset=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/03\/Banners-10-300x300.png 300w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/03\/Banners-10-150x150.png 150w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/03\/Banners-10.png 630w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e37e6bf e-flex e-con-boxed e-con e-parent\" data-id=\"e37e6bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4f15955 e-con-full e-flex e-con e-child\" data-id=\"4f15955\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-bd4a792 e-con-full e-flex e-con e-child\" data-id=\"bd4a792\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61e40bc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"61e40bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Con los aportes voluntarios, no solo construyes un respaldo para tu futuro...<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0077b60 elementor-widget elementor-widget-text-editor\" data-id=\"0077b60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tSabemos que elegir un fondo de pensiones voluntarias es una decisi\u00f3n importante. Por eso en tyba lo hacemos diferente: bajas comisiones, asesor\u00eda constante y una app intuitiva que te permite ver c\u00f3mo crece tu ahorro en tiempo real.\n<br><br>\n<strong>No te pierdas entre tr\u00e1mites ni letra peque\u00f1a.<\/strong> Con tyba accedes a uno de los mejores fondos de pensiones voluntarias en Colombia.\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ef7a91 e-con-full e-flex e-con e-child\" data-id=\"2ef7a91\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7dc1fc elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"b7dc1fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.sng.link\/D4mc4\/xt9p\/hhdc\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Empieza a invertir en FVP<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4fac13 elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"e4fac13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.com.co\/formulario-de-acompanamiento\/?utm_source=web&#038;utm_medium=tyba.com.co\/herramientas\/fondo-de-pensiones-voluntarias\/&#038;utm_campaign=herramientas_FPV_CO\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00bfNecesitas acompa\u00f1amiento?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4588863 e-con-full e-flex e-con e-child\" data-id=\"4588863\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a0cd43 elementor-widget elementor-widget-image\" data-id=\"5a0cd43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"586\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/06\/futuro_11zon-1024x750.webp\" class=\"attachment-large size-large wp-image-8413\" alt=\"\" srcset=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/06\/futuro_11zon-1024x750.webp 1024w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/06\/futuro_11zon-300x220.webp 300w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/06\/futuro_11zon-768x563.webp 768w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/06\/futuro_11zon.webp 1092w\" sizes=\"(max-width: 800px) 100vw, 800px\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5374a0 e-flex e-con-boxed e-con e-parent\" data-id=\"e5374a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e76feb1 elementor-widget elementor-widget-heading\" data-id=\"e76feb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Conoce m\u00e1s sobre nuestros Fondos Voluntarios de Pensi\u00f3n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-742006e elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"742006e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.com.co\/futuro\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Conocer m\u00e1s<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a28f73a e-flex e-con-boxed e-con e-parent\" data-id=\"a28f73a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c204be elementor-widget elementor-widget-heading\" data-id=\"4c204be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simulador de Fondo Voluntario de Pensi\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-661778e elementor-widget elementor-widget-text-editor\" data-id=\"661778e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tIngresa los datos a continuaci\u00f3n y encuentra al final el resultado de la simulaci\u00f3n junto con la proyecci\u00f3n de la inversi\u00f3n.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-375388d elementor-widget elementor-widget-html\" data-id=\"375388d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<body>\n  <div class=\"container\">\n    \n\n    <form id=\"simulator-form\" class=\"form-section\">\n      <!-- main 2-column area -->\n      <div class=\"form-columns\">\n        <!-- columna izquierda -->\n        <div class=\"form-col\">\n          <!-- 1) Aporte mensual -->\n          <div class=\"form-group\">\n            <label for=\"monthly-contribution\">\u00bfCu\u00e1l ser\u00eda tu aporte mensual?<\/label>\n            <input type=\"text\" id=\"monthly-contribution\" class=\"formatted-input\" placeholder=\"Ingresa el valor\" \/>\n          <\/div>\n\n          <!-- 2) Aporte inicial -->\n          <div class=\"form-group\">\n            <label for=\"initial-amount\">\u00bfCu\u00e1l es tu aporte inicial?<\/label>\n            <input type=\"text\" id=\"initial-amount\" class=\"formatted-input\" placeholder=\"Ingresa el valor\" \/>\n          <\/div>\n        <\/div>\n\n        <!-- columna derecha -->\n        <div class=\"form-col\">\n          <!-- 7) Perfil de riesgo siempre visible -->\n          <div class=\"form-group\">\n            <label for=\"risk-profile\">\u00bfCu\u00e1l es tu perfil de riesgo?<\/label>\n            <select id=\"risk-profile\">\n              <option value=\"BAJO\">Bajo<\/option>\n              <option value=\"MEDIO\" selected>Medio<\/option>\n              <option value=\"ALTO\">Alto<\/option>\n            <\/select>\n          <\/div>\n          <!-- Bot\u00f3n opcional para abrir preguntas de renta antes de simular -->\n          <div class=\"form-group\">\n            <label>Si deseas saber cu\u00e1l es tu ahorro en renta anual, da clic aqu\u00ed:<\/label>\n            <button type=\"button\" id=\"toggle-tax-questions\" class=\"btn-secondary\">\n              Calcular renta anual\n            <\/button>\n          <\/div>\n\n          <!-- placeholder: si quieres a\u00f1adir m\u00e1s inputs visibles -->\n          <div class=\"form-group\" aria-hidden=\"true\" style=\"visibility:hidden; height:0; padding:0; margin:0;\">\n            <!-- mantener estructura para align -->\n          <\/div>\n        <\/div>\n      <\/div>\n\n      <!-- hidden compatibility input (no mostrar en UI) -->\n      <input type=\"hidden\" id=\"voluntary-pension\" value=\"0\" \/>\n      \n\n      <!-- Preguntas de renta (ocultas por defecto). Cuando se muestren, respetar\u00e1n un layout en 2 columnas -->\n      <div id=\"tax-questions\" style=\"display: none; margin-top: 16px; width: 100%; flex-direction: column;\">\n        <hr>\n        <div class=\"form-columns\">\n          <div class=\"form-col\">\n            <div class=\"form-group\">\n              <label for=\"monthly-salary\">\u00bfCu\u00e1l es tu salario mensual?<\/label>\n              <input type=\"text\" id=\"monthly-salary\" class=\"formatted-input\" placeholder=\"Ingresa el valor\" \/>\n              <span id=\"salary-error\" class=\"error-message\">El salario no puede ser menor al m\u00ednimo ($1.750.905)<\/span>\n            <\/div>\n\n            <div class=\"form-group\">\n              <label for=\"integral-salary\">\u00bfTienes salario integral?<\/label>\n              <select id=\"integral-salary\">\n                <option value=\"NO\">No<\/option>\n                <option value=\"SI\">S\u00ed<\/option>\n              <\/select>\n            <\/div>\n\n            <div class=\"form-group\">\n              <label for=\"bonuses\">\u00bfCu\u00e1l es el valor de ingreso por bonificaciones?<\/label>\n              <input type=\"text\" id=\"bonuses\" class=\"formatted-input\" placeholder=\"Ingresa el valor\" \/>\n            <\/div>\n          <\/div>\n\n          <div class=\"form-col\">\n            <div class=\"form-group\">\n              <label for=\"prepaid-medicine\">\u00bfCu\u00e1nto pagas de medicina prepagada en el mes?<\/label>\n              <input type=\"text\" id=\"prepaid-medicine\" class=\"formatted-input\" placeholder=\"Ingresa el valor\" \/>\n            <\/div>\n\n            <div class=\"form-group\">\n              <label for=\"housing-interest\">\u00bfCu\u00e1nto pagas en intereses de vivienda en el mes?<\/label>\n              <input type=\"text\" id=\"housing-interest\" class=\"formatted-input\" placeholder=\"Ingresa el valor\" \/>\n            <\/div>\n\n            <div class=\"form-group\">\n              <label for=\"dependents\">\u00bfTienes dependientes?<\/label>\n              <select id=\"dependents\">\n                <option value=\"NO\">No<\/option>\n                <option value=\"SI\">S\u00ed<\/option>\n              <\/select>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n\n      <!-- Acciones del formulario: Botones juntos (lado a lado) -->\n      <div class=\"form-actions\" style=\"width:100%;\">\n        <button type=\"submit\" id=\"simulate-button\" disabled>Simular FVP<\/button>\n        <button type=\"button\" id=\"reset-simulator\">Volver a calcular FVP<\/button>\n      <\/div>\n    <\/form>\n\n    <!-- RESULTADOS -->\n    <section id=\"results-section\" class=\"results-section hidden\">\n      <h2 class=\"section-title\">Proyecci\u00f3n de Inversi\u00f3n<\/h2>\n\n      <div class=\"range-container\">\n        <label for=\"year-slider\">A\u00f1o de proyecci\u00f3n: <span id=\"selected-year\">5<\/span><\/label>\n        <input type=\"range\" id=\"year-slider\" min=\"1\" max=\"10\" value=\"5\" \/>\n        \n      <\/div>\n\n      <div class=\"calculation-flow\">\n        <div class=\"calculation-card\">\n          <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/05\/Vector-4.svg\" alt=\"icon\" loading=\"lazy\" \/>\n          <span id=\"label\">Monto inicial<\/span>\n          <span id=\"initial-amount-display\">$0<\/span>\n        <\/div>\n\n        <span class=\"calculation-operator\">+<\/span>\n\n        <div class=\"calculation-card\">\n          <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/05\/Vector-3.svg\" alt=\"icon\" loading=\"lazy\" \/>\n          <span id=\"label\">Aportes<\/span>\n          <span id=\"total-contributions\">$0<\/span>\n        <\/div>\n\n        <span class=\"calculation-operator\">+<\/span>\n\n        <div class=\"calculation-card\">\n          <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/05\/Vector-1.svg\" alt=\"icon\" loading=\"lazy\" \/>\n          <span id=\"label\">Rendimientos<\/span>\n          <span id=\"earnings\">$0<\/span>\n        <\/div>\n\n        <span class=\"calculation-operator\">=<\/span>\n\n        <div class=\"calculation-card final\">\n          <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/05\/Vector-2.svg\" alt=\"icon\" loading=\"lazy\" \/>\n          <span id=\"label\">Saldo final en <span id=\"final-years\">5<\/span> a\u00f1os<\/span>\n          <span id=\"final-balance\">$0<\/span>\n        <\/div>\n\n        <div class=\"savings-card\">\n          <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/05\/pig.svg\" alt=\"icon\" loading=\"lazy\" \/>\n          <span id=\"label\">Ahorro en renta<\/span>\n          <span id=\"tax-savings\">$0<\/span>\n        <\/div>\n      <\/div>\n\n      <!-- Aporte \u00f3ptimo -->\n      <div id=\"optimal-contribution-section\" style=\"display: none;\" class=\"optimal-section\">\n        <p class=\"cal-optimo\">Teniendo en cuenta la informacion suministrada, este seria tu aporte optimo:\n          <strong id=\"optimal-contribution\">$0<\/strong>\n        <\/p>\n        <p class=\"cal-optimo-txt\"><strong>\n          \u00bfDeseas usar este aporte \u00f3ptimo y volver al calcular??<\/strong>\n        <\/p>\n        <button type=\"button\" id=\"use-optimal-contribution\">S\u00ed, usar el aporte \u00f3ptimo<\/button>\n      <\/div>\n\n      <!-- CTA para mostrar preguntas de renta (est\u00e1 aqu\u00ed en resultados, mismo id que espera app.js) -->\n   \n\n      <div class=\"container-descargar\">\n        <div class=\"pdf-button-container\">\n            <p id=\"pDescargaPdf\" style=\"display:none;\" class=\"p-descarga-pdf\">Obt\u00e9n en PDF el detalle de tu simulaci\u00f3n: situaci\u00f3n actual, optimizada y sin aporte, con toda la informaci\u00f3n de tus aportes voluntarios, beneficios tributarios y ahorro.<\/p>\n          <button id=\"generate-pdf\">\n            Descargar PDF \n            <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/09\/Vector.png\" alt=\"icono pdf\" loading=\"lazy\">\n          <\/button>\n        <\/div>\n      <\/div>\n      \n      <div class=\"btn-wrapper\">\n            <div class=\"cont-btn-cta\">\n                  <div class=\"cont-btn-invertir\">\n                      <a href=\"https:\/\/tyba.com.co\/formulario-de-acompanamiento\/?utm_source=web&amp;utm_medium=tyba.com.co\/herramientas\/fondo-de-pensiones-voluntarias\/&amp;utm_campaign=herramientas_FPV_CO\" target=\"_blank\">\n                          <button class=\"active-btn btn-acompanar\" id=\"sim_cdt_result_asesoria\">\u00bfNecesitas acompa\u00f1amiento?<\/button>\n                      <\/a>\n                  <\/div>\n                  <div class=\"cont-btn-invertir\">\n                      <a href=\"https:\/\/tyba.sng.link\/D4mc4\/xt9p\/hhdc\" target=\"_blank\" rel=\"noopener\">\n                          <button class=\"active-btn\" id=\"sim_cdt_result_invertir\">Quiero invertir<\/button>\n                      <\/a> \n                  <\/div>                                            \n            <\/div>\n            <div class=\"cont-btn-cta-app\">\n                  <p class=\"p-cta-app\"><span>!Escanea y descarga la app!<\/span><\/p>\n                  <div class=\"cont-qr\">\n                      <div class=\"cont-qr-btn\">\n                          <img decoding=\"async\" class=\"img-qr\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas-FVP-1.png\" alt=\"Qr descargar app tyba\" class=\"img-qr\" loading=\"lazy\">\n                          <div class=\"cont-btn-app\">\n                              <a href=\"https:\/\/tyba.sng.link\/D4mc4\/xt9p\/hhdc\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"img-app-store\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/05\/Insignias-Tiendas-5.svg\" alt=\"Boton app store\" class=\"img-btn-app\" loading=\"lazy\"><\/a>                                   \n                              <a href=\"https:\/\/tyba.sng.link\/D4mc4\/xt9p\/hhdc\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"img-play\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/05\/Insignias-Tiendas-4.svg\" alt=\"Boton Google play\" class=\"img-btn-app\" loading=\"lazy\"><\/a>                                \n                          <\/div>\n                      <\/div>\n                  <\/div>\n            <\/div>                   \n        <\/div>\n      \n    <\/section>\n  <\/div>\n\n  <script type=\"module\" src=\"https:\/\/tyba.com.co\/herramientas\/simuladores\/simulador-fvp-aug-5\/assets\/js\/app.js\"><\/script>\n<\/body>\n\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91056a6 elementor-widget elementor-widget-text-editor\" data-id=\"91056a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t* Toda inversi\u00f3n implica riesgo y los resultados del simulador son escenarios de referencia. Los beneficios tributarios pueden variar seg\u00fan tu caso y la normativa vigente.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f85d20 e-flex e-con-boxed e-con e-parent\" data-id=\"3f85d20\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5773dd5 e-con-full e-flex e-con e-child\" data-id=\"5773dd5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2196609 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2196609\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Testimonios<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85417be elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"85417be\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lo que dicen los usuarios de nosotros<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1400cf6 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1400cf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEstas son las experiencias que algunos de nuestros usuarios han tenido en tyba.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-94e9960 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"94e9960\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f91c95 carousel-responsive elementor-hidden-mobile elementor-widget elementor-widget-jet-carousel\" data-id=\"2f91c95\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;1&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;}\" data-widget_type=\"jet-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-carousel jet-elements\"><div class=\"jet-carousel-wrap jet-equal-cols\">\n\t<div class=\"jet-carousel\" data-slider_options=\"{&quot;autoplaySpeed&quot;:10000,&quot;autoplay&quot;:true,&quot;infinite&quot;:false,&quot;centerMode&quot;:true,&quot;centerPadding&quot;:&quot;200px&quot;,&quot;pauseOnHover&quot;:false,&quot;speed&quot;:500,&quot;arrows&quot;:false,&quot;dots&quot;:true,&quot;variableWidth&quot;:false,&quot;prevArrow&quot;:&quot;.jet-carousel__prev-arrow-2f91c95&quot;,&quot;nextArrow&quot;:&quot;.jet-carousel__next-arrow-2f91c95&quot;,&quot;rtl&quot;:false,&quot;fractionNav&quot;:false,&quot;fade&quot;:false}\" dir=\"ltr\">\n\t<div class=\"elementor-slick-slider\">\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"#\" class=\"jet-carousel__item-link\" ><img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/avatar.svg\" class=\"jet-carousel__item-img\" alt=\"avatar.svg\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h5 class=\"jet-carousel__item-title\">\u201cHa sido una experiencia muy positiva y muy f\u00e1cil de llevar tanto para invertir como para controlar las inversiones adem\u00e1s de tener opciones sencillas para personas que apenas empezamos en el mundo de la inversi\u00f3n\u201d<\/h5><div class=\"jet-carousel__item-text\"><p>Usuari@ de tyba<\/p><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"#\" class=\"jet-carousel__item-link\" ><img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/avatar.svg\" class=\"jet-carousel__item-img\" alt=\"avatar.svg\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h5 class=\"jet-carousel__item-title\">\u201cEs una de las mejores opciones de inversi\u00f3n y ahorro se lo recomiendo a mi familia mucho y a mis amigos y sobre todo se que est\u00e1 app es muy confiable y segura y sobre todo es una buena app y me encantan, sigan as\u00ed tyba!\u201d<\/h5><div class=\"jet-carousel__item-text\"><p>Usuari@ de tyba<\/p><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"#\" class=\"jet-carousel__item-link\" ><img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/avatar.svg\" class=\"jet-carousel__item-img\" alt=\"avatar.svg\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h5 class=\"jet-carousel__item-title\">\u201cLa verdad ha sido una de las decisiones m\u00e1s acertadas que he tomado con respecto a la educaci\u00f3n financiera en a\u00f1os. Poner a circular nuestro dinero, sin dejarlo durmiendo en un banco, es vital para tener rendimientos m\u00e1s beneficiosos\u201d<\/h5><div class=\"jet-carousel__item-text\"><p>Usuari@ de tyba<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31c3b91 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"31c3b91\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2815f86 carousel-responsive elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-jet-carousel\" data-id=\"2815f86\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;1&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;}\" data-widget_type=\"jet-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-carousel jet-elements\"><div class=\"jet-carousel-wrap jet-equal-cols\">\n\t<div class=\"jet-carousel\" data-slider_options=\"{&quot;autoplaySpeed&quot;:8000,&quot;autoplay&quot;:true,&quot;infinite&quot;:false,&quot;centerMode&quot;:false,&quot;centerPadding&quot;:&quot;200px&quot;,&quot;pauseOnHover&quot;:false,&quot;speed&quot;:500,&quot;arrows&quot;:false,&quot;dots&quot;:true,&quot;variableWidth&quot;:false,&quot;prevArrow&quot;:&quot;.jet-carousel__prev-arrow-2815f86&quot;,&quot;nextArrow&quot;:&quot;.jet-carousel__next-arrow-2815f86&quot;,&quot;rtl&quot;:false,&quot;fractionNav&quot;:false,&quot;fade&quot;:false}\" dir=\"ltr\">\n\t<div class=\"elementor-slick-slider\">\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"#\" class=\"jet-carousel__item-link\" ><img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/avatar.svg\" class=\"jet-carousel__item-img\" alt=\"avatar.svg\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h5 class=\"jet-carousel__item-title\">\u201cHa sido una experiencia muy positiva y muy f\u00e1cil de llevar tanto para invertir como para controlar las inversiones adem\u00e1s de tener opciones sencillas para personas que apenas empezamos en el mundo de la inversi\u00f3n\u201d<\/h5><div class=\"jet-carousel__item-text\"><p>Usuari@ de tyba<\/p><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"#\" class=\"jet-carousel__item-link\" ><img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/avatar.svg\" class=\"jet-carousel__item-img\" alt=\"avatar.svg\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h5 class=\"jet-carousel__item-title\">\u201cEs una de las mejores opciones de inversi\u00f3n y ahorro se lo recomiendo a mi familia mucho y a mis amigos y sobre todo se que est\u00e1 app es muy confiable y segura y sobre todo es una buena app y me encantan, sigan as\u00ed tyba!\u201d<\/h5><div class=\"jet-carousel__item-text\"><p>Usuari@ de tyba<\/p><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"jet-carousel__item\">\n\t<div class=\"jet-carousel__item-inner\"><a href=\"#\" class=\"jet-carousel__item-link\" ><img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/avatar.svg\" class=\"jet-carousel__item-img\" alt=\"avatar.svg\" loading=\"lazy\"><\/a><div class=\"jet-carousel__content\"><h5 class=\"jet-carousel__item-title\">\u201cLa verdad ha sido una de las decisiones m\u00e1s acertadas que he tomado con respecto a la educaci\u00f3n financiera en a\u00f1os. Poner a circular nuestro dinero, sin dejarlo durmiendo en un banco, es vital para tener rendimientos m\u00e1s beneficiosos\u201d<\/h5><div class=\"jet-carousel__item-text\"><p>Usuari@ de tyba<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7c83bb e-flex e-con-boxed e-con e-parent\" data-id=\"c7c83bb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-406cf56 e-con-full e-flex e-con e-child\" data-id=\"406cf56\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-67286dc e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"67286dc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-08c0fe5 e-con-full e-flex e-con e-child\" data-id=\"08c0fe5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e45f42 elementor-widget elementor-widget-heading\" data-id=\"7e45f42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tu patrimonio merece una estrategia a la medida<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d2662f elementor-widget elementor-widget-text-editor\" data-id=\"0d2662f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\u00bfVas a invertir m\u00e1s de $40 millones?\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05719f3 elementor-widget elementor-widget-text-editor\" data-id=\"05719f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tAccede a atenci\u00f3n personalizada para estructurar tu estrategia.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1fa2ae elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"d1fa2ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.com.co\/formulario-de-acompanamiento\/?utm_source=web&#038;utm_medium=tyba.com.co\/herramientas\/fondo-de-pensiones-voluntarias\/&#038;utm_campaign=herramientas_FPV_CO\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Conecta con un experto<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-269fefe elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"269fefe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"592\" height=\"656\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Img-men-negocios.png\" class=\"attachment-medium_large size-medium_large wp-image-8737\" alt=\"\" srcset=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Img-men-negocios.png 592w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Img-men-negocios-271x300.png 271w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54f8465 e-flex e-con-boxed e-con e-parent\" data-id=\"54f8465\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5035bb elementor-widget elementor-widget-heading\" data-id=\"d5035bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 elegir tyba para invertir?<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e754f0c e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"e754f0c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-054e426 e-con-full e-flex e-con e-child\" data-id=\"054e426\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b827dd elementor-widget elementor-widget-image\" data-id=\"0b827dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Frame-1321318335.svg\" class=\"attachment-thumbnail size-thumbnail wp-image-8742\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcb54f6 elementor-widget elementor-widget-heading\" data-id=\"bcb54f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Transparencia total<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b2cc9f elementor-widget elementor-widget-text-editor\" data-id=\"4b2cc9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tAcceso a reportes de rendimiento y comisiones claras: sabes exactamente en qu\u00e9 inviertes y cu\u00e1nto pagas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3455e38 e-con-full e-flex e-con e-child\" data-id=\"3455e38\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7906240 elementor-widget elementor-widget-image\" data-id=\"7906240\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Frame-1321318335-1.svg\" class=\"attachment-thumbnail size-thumbnail wp-image-8743\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8acdc58 elementor-widget elementor-widget-heading\" data-id=\"8acdc58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Seguros y garant\u00edas adicionales<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a65b24a elementor-widget elementor-widget-text-editor\" data-id=\"a65b24a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tAlgunos productos cuentan con seguros de dep\u00f3sito o garant\u00edas que cubren tu capital en caso de imprevistos.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-356c1a3 e-con-full e-flex e-con e-child\" data-id=\"356c1a3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcdaa65 elementor-widget elementor-widget-image\" data-id=\"bcdaa65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Frame-1321318335-2.svg\" class=\"attachment-thumbnail size-thumbnail wp-image-8744\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be9fb66 elementor-widget elementor-widget-heading\" data-id=\"be9fb66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Entidades y productos regulados<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdd6777 elementor-widget elementor-widget-text-editor\" data-id=\"bdd6777\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTodos los fondos, CDTs y pensiones voluntarias est\u00e1n bajo supervisi\u00f3n de la Superintendencia Financiera\nde Colombia.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f20007 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"3f20007\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-88ffcc1 e-con-full e-flex e-con e-child\" data-id=\"88ffcc1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c20dbce elementor-widget elementor-widget-image\" data-id=\"c20dbce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Frame-1321318335-3.svg\" class=\"attachment-thumbnail size-thumbnail wp-image-8745\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a571e8 elementor-widget elementor-widget-heading\" data-id=\"0a571e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Auditor\u00edas externas peri\u00f3dicas<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f2494a elementor-widget elementor-widget-text-editor\" data-id=\"9f2494a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tRevisi\u00f3n constante por firmas independientes para asegurar que todo opera seg\u00fan est\u00e1ndares internacionales.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ae2679 e-con-full e-flex e-con e-child\" data-id=\"5ae2679\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-397d19f elementor-widget elementor-widget-image\" data-id=\"397d19f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Frame-1321318335-4.svg\" class=\"attachment-thumbnail size-thumbnail wp-image-8746\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53b56a6 elementor-widget elementor-widget-heading\" data-id=\"53b56a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Protecci\u00f3n de datos y cifrado<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78c53c2 elementor-widget elementor-widget-text-editor\" data-id=\"78c53c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTu informaci\u00f3n y transacciones viajan con encriptaci\u00f3n de nivel bancario (SSL\/TLS).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14fb437 e-flex e-con-boxed e-con e-parent\" data-id=\"14fb437\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ae7a84d e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"ae7a84d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-3804b50 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3804b50\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60161de elementor-widget elementor-widget-heading\" data-id=\"60161de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">El mejor momento para invertir es ahora<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8884b1a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8884b1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEn tyba inviertes con inteligencia, sin complicaciones y sabiendo\nque est\u00e1s bien acompa\u00f1ado.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b1895e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"1b1895e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f81641 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"9f81641\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.com.co\/formulario-de-acompanamiento\/?utm_source=web&#038;utm_medium=tyba.com.co\/herramientas\/fondo-de-pensiones-voluntarias\/&#038;utm_campaign=herramientas_FPV_CO\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Quiero acompa\u00f1amiento<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6597e4 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a6597e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.sng.link\/D4mc4\/xt9p\/hhdc\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ingresar ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b7f64b1 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"b7f64b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c8fdc7 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"2c8fdc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Escanea el c\u00f3digo y descarga la app<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-208a397 elementor-widget elementor-widget-image\" data-id=\"208a397\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas-FVP-1-300x300.png\" class=\"attachment-medium size-medium wp-image-9538\" alt=\"qr descargar app\" srcset=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas-FVP-1-300x300.png 300w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas-FVP-1-1024x1024.png 1024w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas-FVP-1-150x150.png 150w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas-FVP-1-768x768.png 768w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas-FVP-1-1536x1536.png 1536w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas-FVP-1.png 2000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c985e78 elementor-hidden-desktop elementor-hidden-tablet e-con-full e-flex e-con e-child\" data-id=\"c985e78\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-0a44a3c e-con-full e-flex e-con e-child\" data-id=\"0a44a3c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-5b06573 e-con-full e-flex e-con e-child\" data-id=\"5b06573\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c06bd9 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"9c06bd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">El mejor momento para invertir \nes ahora<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2fa0ee elementor-widget elementor-widget-text-editor\" data-id=\"b2fa0ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEn tyba inviertes con inteligencia, sin complicaciones y sabiendo\nque est\u00e1s bien acompa\u00f1ado.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd644b2 elementor-align-left elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"bd644b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.com.co\/formulario-de-acompanamiento\/?utm_source=web&#038;utm_medium=tyba.com.co\/herramientas\/fondo-de-pensiones-voluntarias\/&#038;utm_campaign=herramientas_FPV_CO\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Quiero acompa\u00f1amiento<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4da2e88 e-con-full e-flex e-con e-child\" data-id=\"4da2e88\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2eae37b elementor-widget elementor-widget-heading\" data-id=\"2eae37b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Descarga tyba en<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f5c43d e-con-full e-flex e-con e-child\" data-id=\"8f5c43d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94bfc26 elementor-widget elementor-widget-image\" data-id=\"94bfc26\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tyba.sng.link\/D4mc4\/xt9p\/hhdc\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"113\" height=\"39\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/App-Store-Badge-US-Black-2.svg\" class=\"attachment-medium size-medium wp-image-8839\" alt=\"img descargar app\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08b4a62 elementor-widget elementor-widget-image\" data-id=\"08b4a62\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tyba.sng.link\/D4mc4\/xt9p\/hhdc\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"124\" height=\"39\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/play-store-icon-img-app.svg\" class=\"attachment-medium size-medium wp-image-8838\" alt=\"img descargar app\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e03c20f e-con-full e-flex e-con e-child\" data-id=\"e03c20f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99597ee elementor-widget elementor-widget-image\" data-id=\"99597ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"811\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Img-Mod-Descarga-mobile-CO.png\" class=\"attachment-large size-large wp-image-8751\" alt=\"\" srcset=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Img-Mod-Descarga-mobile-CO.png 720w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2025\/08\/Img-Mod-Descarga-mobile-CO-266x300.png 266w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2612204 e-flex e-con-boxed e-con e-parent\" data-id=\"2612204\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a543dec e-con-full e-flex e-con e-child\" data-id=\"a543dec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac8713 elementor-widget elementor-widget-heading\" data-id=\"1ac8713\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preguntas Frecuentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2379773 e-con-full e-flex e-con e-child\" data-id=\"2379773\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9a08ba elementor-widget elementor-widget-accordion\" data-id=\"e9a08ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2441\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2441\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfC\u00f3mo puedo empezar a invertir con tyba?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2441\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2441\"><p>Para comenzar a invertir, reg\u00edstrate en nuestra plataforma y completa tu perfil. Una vez hecho esto, recibir\u00e1s recomendaciones personalizadas y podr\u00e1s empezar a invertir de inmediato.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2442\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2442\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfQu\u00e9 tipos de inversi\u00f3n ofrece tyba?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2442\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2442\"><p>tyba ofrece una variedad de opciones de inversi\u00f3n, desde fondos mutuos hasta carteras diversificadas. Nuestras recomendaciones se basan en tu perfil y objetivos financieros.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2443\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2443\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfEs seguro invertir con tyba?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2443\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2443\"><p>tyba utiliza tecnolog\u00eda de punta para garantizar la seguridad de tus inversiones. Adem\u00e1s, nuestras recomendaciones est\u00e1n respaldadas por an\u00e1lisis y la experiencia de nuestros expertos.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2444\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2444\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfCu\u00e1les son los costos de usar tyba?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2444\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2444\"><p>tyba ofrece tarifas competitivas y transparentes. Nuestro objetivo es maximizar tus rendimientos, por lo que siempre te informamos de cualquier costo asociado con tus inversiones.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2445\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2445\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00bfNecesito experiencia previa para invertir con tyba?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2445\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2445\"><p>No, tyba est\u00e1 dise\u00f1ado tanto para inversores principiantes como para experimentados. Nuestro equipo y nuestras herramientas te guiar\u00e1n en cada paso, asegurando que tomes decisiones informadas.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Simula un Fondo Voluntario de Pensi\u00f3n Descubre cu\u00e1nto puedes ahorrar con aportes voluntarios Recibe orientaci\u00f3n para definir el monto de aporte ideal seg\u00fan tu ingreso y tus metas de retiro \u00bfNecesitas acompa\u00f1amiento? Con los aportes voluntarios, no solo construyes un respaldo para tu futuro&#8230; Sabemos que elegir un fondo de pensiones voluntarias es una decisi\u00f3n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8693,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-8896","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/pages\/8896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/comments?post=8896"}],"version-history":[{"count":244,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/pages\/8896\/revisions"}],"predecessor-version":[{"id":9853,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/pages\/8896\/revisions\/9853"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/media\/8693"}],"wp:attachment":[{"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/media?parent=8896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}