{"id":5373,"date":"2024-09-19T12:20:02","date_gmt":"2024-09-19T17:20:02","guid":{"rendered":"https:\/\/tyba.com.co\/herramientas\/?page_id=5373"},"modified":"2026-01-27T16:24:40","modified_gmt":"2026-01-27T21:24:40","slug":"cal-invertir-para-la-universidad","status":"publish","type":"page","link":"https:\/\/tyba.com.co\/herramientas\/cal-invertir-para-la-universidad\/","title":{"rendered":"Cal invertir para la Universidad"},"content":{"rendered":"\t\t
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Invierte para la universidad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Planificar para la universidad es m\u00e1s que necesario; es estrat\u00e9gico. Con un ahorro inteligente desde ahora, puedes aprovechar el poder del inter\u00e9s compuesto y hacer que tus ahorros crezcan, asegurando una educaci\u00f3n
sin deudas.<\/p>

No esperes m\u00e1s, empieza a ahorrar y garantizar el \u00e9xito acad\u00e9mico sin preocupaciones financieras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tCalcular ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Planifica los costos de la carrera universitaria de tu inter\u00e9s <\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tPara los costos de la carrera universitaria es crucial la planificaci\u00f3n para evitar sorpresas financieras. Crear un fondo de educaci\u00f3n universitaria y hacerlo crecer mediante inversiones inteligentes es una estrategia efectiva. Esta planificaci\u00f3n no solo te permite enfrentar los costos universitarios con confianza, sino que tambi\u00e9n garantiza una trayectoria acad\u00e9mica sin deudas.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\u00bfComo invertir en tyba para una carrera universitaria?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Invertir en tyba para financiar tu carrera universitaria es una opci\u00f3n accesible y eficaz para hacer crecer tus ahorros de manera estrat\u00e9gica.
Aqui te explico c\u00f3mo puedes hacerlo:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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Ingresa el costo del semestre de tu carrera<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Ingresa la cantidad de semestres que tiene tu carrera<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Ingrese los a\u00f1os que quedan para iniciar la carrera universitaria<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Obt\u00e9n un calculo detallado de cuanto tienes que ahorrar por mes y el total de tu inversi\u00f3n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Calcula tu inversi\u00f3n para la universidad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Ingresa los siguientes datos y conoce cu\u00e1nto puedes rentar<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\n\n\n \n \n Calculadora de Ahorro Universitario<\/title>\n \n<\/head>\n<body>\n\n<div class=\"contenedor-principal\">\n <form id=\"savingsForm\">\n <label for=\"semesterCost\">Costo del semestre:<\/label>\n <input type=\"text\" id=\"semesterCost\" placeholder=\"$ 10.000.000\" required>\n <span id=\"semesterCostError\" class=\"error-message\">El costo debe estar entre $100,000 y $1,900,000,000.<\/span>\n\n <label for=\"numberOfSemesters\">Cantidad de semestres:<\/label>\n <input type=\"number\" id=\"numberOfSemesters\" placeholder=\"10\" min=\"1\" max=\"16\" required>\n <span id=\"numberOfSemestersError\" class=\"error-message\">La cantidad de semestres debe estar entre 1 y 16.<\/span>\n\n <label for=\"yearsUntilStart\">A\u00f1os hasta iniciar la universidad:<\/label>\n <input type=\"number\" id=\"yearsUntilStart\" placeholder=\"5\" min=\"1\" max=\"30\" required>\n <span id=\"yearsUntilStartError\" class=\"error-message\">Los a\u00f1os deben estar entre 1 y 30.<\/span>\n\n <div class=\"cont-input\">\n <label class=\"p-input\">Elige un fondo de inversi\u00f3n<\/label><br>\n <select id=\"fondoSeleccionado\" name=\"fondoSeleccionado\" required><\/select>\n <p class=\"p-fondo\">Aqu\u00ed tienes tres de nuestros productos disponibles en la app, clasificados en riesgo bajo, medio y alto. Con\u00f3celos todos <a href=\"https:\/\/tyba.com.co\/herramientas\/sqi\/\" target=\"_blank\">aqu\u00ed<\/a><\/p>\n <\/div>\n\n <button type=\"button\" id=\"calculateButton\" onclick=\"calculateMonthlySavings()\">Calcular ahora<\/button>\n <\/form>\n\n <div class=\"container\" id=\"resultados\">\n <div class=\"container-contentMain\">\n <h2>Calcular para la universidad<\/h2>\n <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2024\/07\/tools-2.png\" alt=\"Icono clic\" loading=\"lazy\">\n <ul>\n <li>Ten en cuenta que necesitas el costo del semestre aproximado<\/li>\n <li>La cantidad de semestres que se cursar\u00edan<\/li>\n <li>Los a\u00f1os de universidad antes de que empiece a cursar la universidad<\/li>\n <\/ul> \n <\/div>\n\n <div class=\"contenedor-result\">\n <div class=\"resultTableMain\">\n <div class=\"cont-table\">\n <h2 id=\"result\"><\/h2>\n <table id=\"resultTable\" style=\"display: none;\">\n <thead>\n <tr>\n <th>Cantidad de meses ahorrados<\/th>\n <th>Ahorro mensual<\/th>\n <th>Capital total solo ahorrando<\/th>\n <th>Capital m\u00e1s intereses con tyba<\/th>\n <\/tr>\n <\/thead>\n <tbody id=\"resultTableBody\"><\/tbody>\n <\/table>\n <\/div>\n <\/div><br>\n <div class=\"cont-cta\">\n <p class=\"p-cta\">Ahora que conoces el resultado, \u00a1es hora de pasar a la acci\u00f3n! <span>Comienza a invertir ahora<\/span><\/p>\n <div class=\"cont-a-cta-btn\">\n <a class=\"a-cta-btn\" href=\"https:\/\/tyba.sng.link\/D4mc4\/661x\/4rtw\" target=\"_blank\" rel=\"noopener\">Ir a invertir<\/a>\n <\/div>\n <p class=\"p-descargar-app\">Descarga la app<\/p>\n <div class=\"cont-img-cta\">\n <a class=\"img-cta-btn\" href=\"https:\/\/tyba.sng.link\/D4mc4\/661x\/4rtw\" target=\"_blank\" rel=\"noopener\">\n <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2024\/09\/App-Store-Badge-US-Black.png\" alt=\"App appstore\" loading=\"lazy\">\n <\/a>\n <a class=\"img-cta-btn\" href=\"https:\/\/tyba.sng.link\/D4mc4\/661x\/4rtw\" target=\"_blank\" rel=\"noopener\">\n <img decoding=\"async\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2024\/09\/Google-Play-Badge-US.png\" alt=\"App google store\" loading=\"lazy\">\n <\/a>\n <\/div>\n <\/div>\n <p class=\"discleimer\">** Los valores mostrados son solo de referencia y est\u00e1n calculados en base a la rentabilidad anual del a\u00f1o anterior. Los resultados pueden variar seg\u00fan las condiciones del mercado y no garantizan rendimientos futuros.<\/p>\n <\/div>\n <\/div>\n<\/div>\n\n<script>\n \/\/ Conectar al endpoint y obtener los fondos con mayor rentabilidad por nivel de riesgo\n async function obtenerFondos() {\n try {\n const response = await fetch('https:\/\/tyba.io\/api-master\/robo-advisor\/portfolios\/sqi?product=STARK');\n const data = await response.json();\n const fondos = {};\n\n \/\/ Filtrar por el fondo con mayor expectedProfitability en cada nivel de riesgo\n data.forEach(fondo => {\n const riskLevel = fondo.riskLevel.toLowerCase();\n if (!fondos[riskLevel] || fondo.expectedProfitability > fondos[riskLevel].expectedProfitability) {\n fondos[riskLevel] = fondo;\n }\n });\n\n \/\/ Agregar opciones al select de fondos\n \n const fondoSelect = document.getElementById('fondoSeleccionado');\n ['bajo', 'medio', 'alto'].forEach(nivel => {\n if (fondos[nivel]) {\n const option = document.createElement('option');\n option.value = fondos[nivel].expectedProfitability;\n option.text = `${fondos[nivel].name} (Riesgo: ${fondos[nivel].riskLevel})(${(fondos[nivel].expectedProfitability * 100).toFixed(2) + '%'} E.A.)`;\n fondoSelect.appendChild(option);\n }\n });\n\n } catch (error) {\n console.error('Error al obtener los fondos de inversi\u00f3n:', error);\n }\n }\n\n \/\/ Ejecutar la funci\u00f3n para obtener los fondos al cargar la p\u00e1gina\n obtenerFondos();\n\n \/\/ Formatear n\u00fameros y moneda\n function formatNumber(value) {\n return value.toLocaleString('es-ES');\n }\n function parseCurrency(value) {\n return parseFloat(value.replace(\/\\.\/g, '').replace(\/\\$\/g, '').trim());\n }\n function formatCurrency(value) {\n return `$${formatNumber(value)}`;\n }\n function updateSemesterCostFormat() {\n const semesterCostInput = document.getElementById('semesterCost');\n const value = semesterCostInput.value.replace(\/\\.\/g, '').replace(\/\\$\/g, '').trim();\n if (value) {\n const numericValue = parseFloat(value);\n if (!isNaN(numericValue)) {\n semesterCostInput.value = formatCurrency(numericValue);\n }\n }\n}\n\n \/\/ Validar entradas del formulario\n function validateInputs() {\n document.getElementById('semesterCostError').style.display = 'none';\n document.getElementById('numberOfSemestersError').style.display = 'none';\n document.getElementById('yearsUntilStartError').style.display = 'none';\n\n const semesterCost = parseCurrency(document.getElementById('semesterCost').value);\n const numberOfSemesters = parseInt(document.getElementById('numberOfSemesters').value);\n const yearsUntilStart = parseInt(document.getElementById('yearsUntilStart').value);\n let hasError = false;\n\n if (isNaN(semesterCost) || semesterCost < 100000 || semesterCost > 1900000000) {\n document.getElementById('semesterCostError').style.display = 'inline';\n hasError = true;\n }\n if (!numberOfSemesters || numberOfSemesters < 1 || numberOfSemesters > 16) {\n document.getElementById('numberOfSemestersError').style.display = 'inline';\n hasError = true;\n }\n if (!yearsUntilStart || yearsUntilStart < 1 || yearsUntilStart > 30) {\n document.getElementById('yearsUntilStartError').style.display = 'inline';\n hasError = true;\n }\n\n return !hasError;\n }\n\n \/\/ Calcular ahorro mensual\n function calculateMonthlySavings() {\n if (!validateInputs()) return;\n\n const semesterCost = parseCurrency(document.getElementById('semesterCost').value);\n const numberOfSemesters = parseInt(document.getElementById('numberOfSemesters').value);\n const yearsUntilStart = parseInt(document.getElementById('yearsUntilStart').value);\n const selectedFundRate = parseFloat(document.getElementById('fondoSeleccionado').value);\n const monthlyRate = Math.pow(1 + selectedFundRate, 1 \/ 12) - 1;\n\n const totalCost = semesterCost * numberOfSemesters;\n const totalMonths = yearsUntilStart * 12;\n const monthlySavings = totalCost \/ totalMonths;\n const capitalAhorrado = monthlySavings * totalMonths;\n\n const totalInversion = monthlySavings * (Math.pow(1 + monthlyRate, totalMonths)) + \n monthlySavings * ((Math.pow(1 + monthlyRate, totalMonths) - 1) \/ monthlyRate);\n\n const resultTableBody = document.getElementById('resultTableBody');\n resultTableBody.innerHTML = '';\n\n const row = document.createElement('tr');\n row.innerHTML = \n `<td>${totalMonths.toLocaleString('es-ES')}<\/td>\n <td>${formatCurrency(Math.round(monthlySavings))}<\/td>\n <td>${formatCurrency(Math.round(capitalAhorrado))}<\/td>\n <td>${formatCurrency(Math.round(totalInversion))}<\/td>`;\n resultTableBody.appendChild(row);\n\n document.getElementById('result').textContent = `Necesitas ahorrar ${formatCurrency(Math.round(monthlySavings))} al mes.`;\n document.getElementById('resultTable').style.display = 'table';\n document.querySelector('.container-contentMain').style.display = 'none';\n document.querySelector('.contenedor-result').style.display = 'block';\n }\n\n document.getElementById('semesterCost').addEventListener('input', () => {\n const value = semesterCostInput.value.replace(\/\\.\/g, '').replace(\/\\$\/g, '').trim();\n if (value) {\n const numericValue = parseFloat(value);\n if (!isNaN(numericValue)) {\n semesterCostInput.value = formatCurrency(numericValue);\n }\n }\n });\n \/\/ Eventos para formatear el campo de costo del semestre mientras se escribe\n document.getElementById('semesterCost').addEventListener('input', updateSemesterCostFormat);\n\n<\/script>\n\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1070257 e-flex e-con-boxed e-con e-parent\" data-id=\"1070257\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"jet_parallax_layout_list":[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-578a44b e-con-full e-flex e-con e-child\" data-id=\"578a44b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"jet_parallax_layout_list":[]}\">\n\t\t<div class=\"elementor-element elementor-element-24eb02f e-con-full e-flex e-con e-child\" data-id=\"24eb02f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"jet_parallax_layout_list":[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e389c12 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e389c12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 invertir con tyba?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19425bd elementor-widget elementor-widget-text-editor\" data-id=\"19425bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En tyba tenemos varios beneficios, encuentra aqu\u00ed alguno de ellos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-433954d elementor-widget elementor-widget-spacer\" data-id=\"433954d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-771c006 e-con-full e-flex e-con e-child\" data-id=\"771c006\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"jet_parallax_layout_list":[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45e0e37 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"45e0e37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0C37.2548 0 48 10.7452 48 24C48 37.2548 37.2548 48 24 48C10.7452 48 0 37.2548 0 24Z\" fill=\"#2E71E5\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M29.2379 19C27.6598 19 26.3806 20.3431 26.3806 22V26.1707C25.2708 26.5825 24.4757 27.6938 24.4757 29V31C24.4757 32.6569 25.755 34 27.333 34H31.1427C32.7208 34 34 32.6569 34 31V29C34 27.6938 33.2049 26.5825 32.0951 26.1707V22C32.0951 20.3431 30.8159 19 29.2379 19ZM30.1903 26V22C30.1903 21.4477 29.7639 21 29.2379 21C28.7119 21 28.2854 21.4477 28.2854 22V26H30.1903ZM27.333 28C26.807 28 26.3806 28.4477 26.3806 29V31C26.3806 31.5523 26.807 32 27.333 32H31.1427C31.6687 32 32.0951 31.5523 32.0951 31V29C32.0951 28.4477 31.6687 28 31.1427 28H27.333Z\" fill=\"white\"><\/path><path d=\"M22.3235 14C19.9424 14 18.0376 16 18.0376 18.5C18.0376 21 19.9424 23 22.3235 23C24.7046 23 26.6094 21 26.6094 18.5C26.6094 16 24.7046 14 22.3235 14ZM22.3235 21C20.9901 21 19.9424 19.9 19.9424 18.5C19.9424 17.1 20.9901 16 22.3235 16C23.6569 16 24.7046 17.1 24.7046 18.5C24.7046 19.9 23.6569 21 22.3235 21Z\" fill=\"white\"><\/path><path d=\"M16.0376 30H22.6283C23.095 30 23.3617 30.52 23.3617 31C23.3617 31.48 23.0379 32 22.6283 32H15.7519C15.0852 32 14.609 31.7 14.228 31.1C13.9423 30.6 13.9423 30 14.1328 29.5C14.7042 27.8 17.5138 24 22.1807 24C22.5045 24 22.8188 24.02 23.1141 24.05C23.2474 24.07 23.3712 24.09 23.4951 24.11C23.8665 24.2 24.1332 24.63 24.1332 25.07C24.1332 25.64 23.7903 26.15 23.1617 26.09C23.1427 26.09 22.4474 26 22.1807 26C18.9425 26 16.6091 28.4 16.0376 30Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-404ac53 elementor-widget elementor-widget-text-editor\" data-id=\"404ac53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tInvierte en un lugar confiable\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f3d238 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2f3d238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0C37.2548 0 48 10.7452 48 24C48 37.2548 37.2548 48 24 48C10.7452 48 0 37.2548 0 24Z\" fill=\"#2E71E5\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M28.2585 17.2432C28.2442 15.3463 26.3908 14.005 24.5819 14.5898L16.1715 17.309C16.0328 17.3412 15.8992 17.3848 15.7712 17.4384L15.7651 17.4404C14.7069 17.8875 14.0356 19.0306 14.0356 20.2196V30.5723C14.0356 32.0987 15.1425 33.5486 16.7532 33.5486H29.4353C31.046 33.5486 32.1528 32.0987 32.1528 30.5723V28.3723H33.0587C33.559 28.3723 33.9646 27.9667 33.9646 27.4664V23.3254C33.9646 22.8251 33.559 22.4195 33.0587 22.4195H32.1528V20.2196C32.1528 18.6932 31.046 17.2432 29.4353 17.2432H28.2585ZM26.2583 17.2432C26.2442 16.7039 25.7144 16.3256 25.1971 16.4928L22.7091 17.2432H26.2583ZM27.6235 26.5606H32.1528V24.2312H27.6235C27.2331 24.2312 26.7177 24.6352 26.7177 25.3959C26.7177 26.1566 27.233 26.5606 27.6235 26.5606ZM27.6235 22.4195H30.3411V20.2196C30.3411 19.4589 29.8257 19.0549 29.4353 19.0549H16.7532C16.3628 19.0549 15.8474 19.4589 15.8474 20.2196V30.5723C15.8474 31.3329 16.3628 31.7369 16.7532 31.7369H29.4353C29.8257 31.7369 30.3411 31.3329 30.3411 30.5723V28.3723H27.6235C26.0128 28.3723 24.906 26.9223 24.906 25.3959C24.906 23.8695 26.0128 22.4195 27.6235 22.4195Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dee52b0 elementor-widget elementor-widget-text-editor\" data-id=\"dee52b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tu dinero estar\u00e1 resguardado y disponible cuando realmente lo necesites.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b9d7bb e-con-full e-flex e-con e-child\" data-id=\"2b9d7bb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"jet_parallax_layout_list":[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79236cc elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"79236cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0C37.2548 0 48 10.7452 48 24C48 37.2548 37.2548 48 24 48C10.7452 48 0 37.2548 0 24Z\" fill=\"#2E71E5\"><\/path><path d=\"M34 24C34 23.9 34 23.9 34 24C34 18.5 29.5 14.1 24.1 14C18.5 14 14 18.5 14 24C14 29.5 18.5 34 24 34C29.5 34 34 29.5 34 24ZM31.9 23.1L24.5 23.5L24.9 16.1C28.6 16.5 31.5 19.4 31.9 23.1ZM16 24C16 19.9 19 16.6 22.9 16.1L22.5 24.1L17.7 28.9C16.6 27.5 16 25.8 16 24ZM24 32C22.2 32 20.5 31.4 19.1 30.3L23.9 25.5L31.9 25.1C31.4 29 28.1 32 24 32Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9513af6 elementor-widget elementor-widget-text-editor\" data-id=\"9513af6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Disfruta de una gran diversificaci\u00f3n de productos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-593844d elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"593844d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0C37.2548 0 48 10.7452 48 24C48 37.2548 37.2548 48 24 48C10.7452 48 0 37.2548 0 24Z\" fill=\"#2E71E5\"><\/path><path d=\"M34 29.1354L29.3311 23.8184L24.627 30.2189C27.8419 30.1802 30.9778 29.8097 34 29.1354Z\" fill=\"white\"><\/path><path d=\"M24.629 30.2202L27.887 25.7879L22.1608 18L14 29.1064C17.2377 29.8388 20.6076 30.2277 24.0692 30.2277L24.6282 30.2193L24.629 30.2202Z\" fill=\"#15192C\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-05c42b7 e-con-full e-flex e-con e-child\" data-id=\"05c42b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"jet_parallax_layout_list":[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0fc5286 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"0fc5286\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tTenemos el respaldo de\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbec799 elementor-widget elementor-widget-image\" data-id=\"dbec799\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"138\" height=\"20\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2024\/09\/CC.png\" class=\"attachment-large size-large wp-image-5471\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de35b9f elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"de35b9f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"background_background":"classic","jet_parallax_layout_list":[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7f6c6e1 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"7f6c6e1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"jet_parallax_layout_list":[],"animation":"fadeInLeft"}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe9528b elementor-widget elementor-widget-heading\" data-id=\"fe9528b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ingresa al portal transaccional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77a57be elementor-widget elementor-widget-text-editor\" data-id=\"77a57be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tY realiza inversiones, mira tus movimientos y m\u00e1s.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32b4df7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"32b4df7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tyba.sng.link\/D4mc4\/661x\/4rtw\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ingresar ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3b0af2 elementor-widget elementor-widget-spacer\" data-id=\"d3b0af2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38dbcfb elementor-widget elementor-widget-heading\" data-id=\"38dbcfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Usa nuestras plataformas y accede a tu inversi\u00f3n.<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c0703e e-flex e-con-boxed e-con e-child\" data-id=\"1c0703e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{"jet_parallax_layout_list":[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b582ad elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"4b582ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Escanea el c\u00f3digo y descarga la app<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c7146d elementor-widget elementor-widget-image\" data-id=\"3c7146d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas.-Universidad-300x300.png\" class=\"attachment-medium size-medium wp-image-9552\" alt=\"qr descargar app\" srcset=\"https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas.-Universidad-300x300.png 300w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas.-Universidad-1024x1024.png 1024w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas.-Universidad-150x150.png 150w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas.-Universidad-768x768.png 768w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas.-Universidad-1536x1536.png 1536w, https:\/\/tyba.com.co\/herramientas\/wp-content\/uploads\/2026\/01\/QRCode-CO-herramientas.-Universidad.png 2000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Invierte para la universidad Planificar para la universidad es m\u00e1s que necesario; es estrat\u00e9gico. Con un ahorro inteligente desde ahora, puedes aprovechar el poder del inter\u00e9s compuesto y hacer que tus ahorros crezcan, asegurando una educaci\u00f3nsin deudas. No esperes m\u00e1s, empieza a ahorrar y garantizar el \u00e9xito acad\u00e9mico sin preocupaciones financieras. Calcular ahora Planifica los […]<\/p>\n","protected":false},"author":7,"featured_media":8705,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5373","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/pages\/5373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/comments?post=5373"}],"version-history":[{"count":476,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/pages\/5373\/revisions"}],"predecessor-version":[{"id":9558,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/pages\/5373\/revisions\/9558"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/media\/8705"}],"wp:attachment":[{"href":"https:\/\/tyba.com.co\/herramientas\/wp-json\/wp\/v2\/media?parent=5373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}